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Hail hit our street. Is it worth having the roof checked before filing anything?

Yes, and the order matters: inspection first, claim decision second. Hail damage that matters is functional: fractured or bruised shingle mats that shorten the roof's life, documented in test squares per slope. Dents in soft metals and gutters support the finding. An inspection gives you dated photos and a per slope record; with that in hand, the claim decision is arithmetic against your deductible and your wind and hail terms. Filing first and documenting later is how storm claims get argued.

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